Financial Freedom

Let Freedom Ring!!!

June 25, 2026

Let freedom ring!! As we celebrate America’s 250th birthday we would do ourselves well to consider the freedoms the founders of our nation envisioned and whether that vision is still clear. I was reminded recently of how easy it can be to let the constant social-political noise of (social) media cloud our thoughts and feelings. That sentiment was further backed up by a few recent reports I’ve read as the world comes to America for the World Cup. Many visitors are simply fascinated by our way of life, our opportunities and our culture. What would our viewpoints be if we encountered our country for the first time over this holiday from somewhere far off?

It’s Time to Get Out of the Box!

March 20, 2026

Are you in a box? Many of us are these days, and do not even realize it. I’m not talking about a physical box. The box I refer to is much more dangerous because it is often invisible. It’s the technology box. Many of my readers are too young to remember the 1960s. In fact, I myself was born then. But that timing gave me the luxury of seeing the ‘box’ built as it happened. Younger folks, born in the 2000s, were born into a world where their invisible box was pretty much finished with them inside it from birth, and my generation failed to point it out. In fact, my generation slowly stepped into the box as well, initially out of fascination and convenience. The box encourages self-isolation and self-indoctrination. It keeps us listening to echo-chambers regarding societal and political issues.

If All Else Fails, Raise Debt!

February 28, 2026

Let me explain this as simply as I can. See if you can follow this tiny government example. Your government receives $1000 in taxes each year and has $1000 in expenses. Taxes are predictable and stable. Then, your governing board decides that an item is needed that is outside the budget. Rules prevent them from raising taxes. They could “tighten their belt” and find areas to cut to accommodate the new expense. But instead, they decide it would be easier to borrow $100 for 10 years at a 5% interest rate. Even at simple interest rates, this means that the cost of the money borrowed is $5.00 that first year. The government must increase their expenses by $5.00 that year to cover the interest. With principal repayment, the government has now created a deficit of $15. They can either hope the rules allow them to raise taxes to balance the budget, or they may have to borrow again to cover the difference. This example can be expanded by moving the decimal point. A $10,000,000 budget and $1,000,000 in borrowing in the same example brings a burden of $150,000 per year.

Do You Really Have Financial Freedom?

Other Articles From Our Blog

Let Freedom Ring!!!

It’s Time to Get Out of the Box!

If All Else Fails, Raise Debt!